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Financial planning, tax planning, & investment management designed for investors and families with $1,500,000+ in assets
Want to see how much flat-fee financial planning can save you? Use our calculator to input your portfolio value & current AUM fee to get an estimate of your annual cost of working with a traditional financial advisor:
Financial planning, tax planning, & institutional-grade investment management designed for investors and families with $2M or more in assets
So we created a new model, one in which we are truly on the same side as investors, fees are fair + transparent, and conflicts of interest are minimized. We are flat fee advisors offering private wealth management services in a novel new way.
Planning for retirement comes with unique moving parts, from taxes and healthcare to income planning and protecting your lifestyle. We help future and current retirees answer the financial questions that matter most so they can retire with more confidence and a plan built for long-term peace of mind.
Where do I pull money from first? 401(k), IRA, Social Security, after-tax?
When can I actually retire — and will my money last?
How much can I safely spend — without being too conservative?
What should my investment strategy look like as I approach retirement?
How can I reduce taxes now and later in life?
Are my investments optimally built for retirement—or too aggressively allocated?
How do I turn my retirement savings into income that I can’t outlive?
How will Required Minimum Distributions (RMDs) increase my taxes?
Am I paying too much in advisory fees?
How do we protect the wealth we built and make sure it goes to the right people?
Many large wealth management firms operate like an assembly line and treat the client like a product.
We think thoughtful retirement planning, well-researched investment decisions, and proactive tax planning provide you and your family with the best probability for success.
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We access an annual fee of $18,000 per year, paid quarterly. Our fee covers an entire household and there are no limits on the number of accounts or the size of the portfolio.
Our investment management philosophy is grounded in academic research, not market predictions. We believe successful investing is about discipline, diversification, and taking advantage of market downturns.
Transitioning from saving to spending requires a thoughtful, coordinated approach. Our withdrawal strategy planning ensures you draw from your assets in the most tax-efficient way possible.
As you grow closer to retirement, your financial challenges evolve. Our systematic planning process gives you clarity so you can retire with confidence and make informed decisions that align with your long-term financial goals.
Tax planning is integrated into everything we do. We take a multi-year strategic approach to minimize your tax burden over your lifetime.
For clients passionate about making a charitable impact, we develop strategies that align your giving with your values while maximizing tax efficiency.
Our 75-page fillable family binder was designed to help you organize the most important details of your financial life in one place. From accounts and insurance to estate documents and key contacts, this resource ensures your loved ones know exactly what to do if something happens. It’s a simple but powerful way to bring clarity, reduce stress, and protect your family when it matters most.
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Our process is designed to simplify every aspect of your financial life, bringing your investments, taxes, cash flow, and long-term goals into one clear strategy. With everything aligned, you can make decisions with purpose and move forward knowing you have a clear plan and a trusted partner guiding you along the way. Have more questions? Check out our FAQ page here:
A conversation to see if we're a fit, either over Zoom or at our San Diego office. You'll learn about our financial planning process, how we manage investment portfolios, and have your questions answered.
If it makes sense to move forward, we’ll send over our client agreement to review and sign, and begin to transfer your investment and retirement accounts to our management at Charles Schwab.
We provide a comprehensive financial plan with specific recommendations on how to achieve your retirement goals. We'll begin work implementing your portfolio: reallocating your investment accounts, optimizing asset location, and getting components in place for your retirement "paychecks."
Regular meetings and ongoing guidance. Strategy adjustments as life changes. Unlimited questions answered. All for a transparent annual fee that never increases with your wealth.
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While some large firms are incentivized to make their advisors handle hundreds of clients to enhance economies of scale, Arcadia’s goal is to build deep relationships and know exactly what's going on in their financial lives. We do this by limiting the number of clients we work with. To see if we're a good fit, click below to schedule a time:
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