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Financial planning, tax planning, & investment management designed for investors and families with $1,500,000+ in assets
Want to see how much flat-fee financial planning can save you? Use our calculator to input your portfolio value & current AUM fee to get an estimate of your annual cost of working with a traditional financial advisor:
If you're 50+, within five years of retirement, and have $2 million or more saved, we show you how much you can safely spend, how to simplify your investment portfolio, and how to pay less in lifetime taxes.
So we created a better model. And here's what makes us different: we use a flat-fee structure instead of the industry-standard percentage of assets. Why? Because we don't believe you should pay more just because you have more.
A larger portfolio doesn't always mean more work, time, or resources from the advisor, yet most traditional wealth management firms charge exponentially more as your wealth grows.
Approaching retirement brings important questions. Do you have enough? How should you create income from your investment portfolio? When should you claim Social Security? How can you manage taxes and risk? Arcadia helps you understand where you stand, identify what needs attention, and make the decisions ahead with greater clarity.
Where do I pull money from first? 401(k), IRA, Social Security, after-tax?
When can I actually retire, and will my money last?
How much can I safely spend, without being too conservative?
What should my investment strategy look like as I approach retirement?
How can I reduce taxes now and later in life?
Are my investments optimally built for retirement—or too aggressively allocated?
How do I turn my retirement savings into income that I can’t outlive?
How will Required Minimum Distributions (RMDs) increase my taxes?
Am I paying too much in advisory fees?
How do we protect the wealth we built and make sure it goes to the right people?
Saving for retirement is one thing. Turning those savings into a lifetime income plan is another. We provide retirement planning and investment management for those who want clear guidance, transparent flat-fee pricing, plus personal attention and advice built around them.
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Our annual fee of $18,000 ($4,500 per quarter) covers an entire household and is not calculated as a percentage of assets under management.
Investment strategies at Arcadia are built around one belief: simplicity holds up over time. We design investment portfolios that are easy to understand, aligned with your life, and managed with the same care and attention every step of the way.
We don’t just tell you your odds, we give you a near-exact number that you can spend every year in retirement. We help you build a reliable "retirement paycheck" that you are comfortable with. Our dynamic Guardrails approach is structured to prevent both overspending and underspending, letting you confidently enjoy retirement life.
As you grow closer to retirement, your financial challenges evolve. Our systematic planning process gives you clarity so you can retire with confidence and make informed decisions that align with your long-term financial goals.
Tax planning is integrated into everything we do. We take a multi-year strategic approach to minimize your tax burden over your lifetime.
For clients passionate about making a charitable impact, we develop strategies that align your giving with your values while maximizing tax efficiency.
Our 75-page fillable family binder was designed to help you organize the most important details of your financial life in one place. From accounts and insurance to estate documents and key contacts, this resource ensures your loved ones know exactly what to do if something happens. It’s a simple but powerful way to bring clarity, reduce stress, and protect your family when it matters most.
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While many of our clients call San Diego, California home, we work with families across the country and have built a seamless virtual experience that makes it easy to get flat fee private wealth services wherever you are. Same advice, same attention, just delivered remotely. Have more questions? Check out our FAQ:
A 30-minute conversation to see if we might be a good fit to work together, over Zoom or at our San Diego office. We’ll discuss what you’re looking for in an advisor and how we can potentially help.
If it makes sense to move forward, we’ll send over a client agreement via DocuSign, as well as a secure portal to upload your financial information. We’ll begin to consolidate your investment and retirement accounts at Charles Schwab and create your custom Investment Policy.
This is an interactive meeting to review our observations and recommendations on all areas of your financial life to map out a plan moving forward. Typically lasts about 90 minutes, with a summary of the discussion points and action items provided after the meeting.
Regular meetings. Proactive guidance. Strategy adjustments as life changes. Unlimited questions answered. All for a transparent annual fee that never increases with your wealth.
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We intentionally limit the number of individuals and families we work with so that we can remain committed to providing a high level of proactive service to each one. It’s therefore very important to us that we’ll be a good fit. And if for any reason it turns out we’re not, we’ll help you get to the right place.
Arcadia is currently accepting new clients.
Schedule a Consultation